Name: Rahul Lalwani & Company
Address: B-3, Abhinandan Galaxy, Basantpur, Rajnandgaon, Chhattisgarh, 491441, IN
Telephone: +91-7000629724
Price range: ₹₹

Question 1

What is FOIR?

Accepted Answer

Fixed Obligation to Income Ratio — the share of monthly income lenders allow to go toward EMIs. Most banks cap it at 50–60%.

Question 2

How can I increase eligibility?

Accepted Answer

Add a co-applicant, clear existing loans, opt for a longer tenure, or include rental/bonus income in your application.

Question 3

What credit score is needed?

Accepted Answer

750+ generally fetches the best rates. Below 700 banks may decline or charge higher interest.

Home Loan Eligibility

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