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Funding

Five Underused Funding Options for MSMEs in 2026

Beyond CC and term loans — the schemes and instruments most owner-managed businesses are leaving on the table.

10 April 2026 · 4 min read

Beyond CC and term loans — the schemes and instruments most owner-managed businesses are leaving on the table. This article unpacks the practical implications for owner-managed Indian businesses and the steps our team at Rahul Lalwani & Company recommends to address it.

We work with founders across MSMEs, startups, manufacturing, trading, and service businesses, and the same patterns recur. The good news is that almost all of them are fixable inside a single quarter — provided someone in the business takes accountability for the numbers.

Start by getting an honest, current baseline. A two-hour diagnostic call with a senior Chartered Accountant is usually enough to identify the top three priorities and a realistic 90-day plan.

If this resonates with where your business is today, we would be glad to talk. Book a complimentary discovery call and we will walk through the specifics of your situation.

Want to apply this to your business?

Book a complimentary discovery call with a senior CA from our team.

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